Many Solutions • Best Rates!
Conventional - Purchase/Refi/HELOC
-
W2 or 1099
-
2 Years tax returns
-
Min. 620 FICO
-
Up to 97% LTV for primary
-
Up to 90% LTV for second
-
No Mortgage Insurance starting at 10.01% down
-
Exclusive TRAC - SAVE THOUSANDS on Title Policy
Portfolio - No Income Investor
-
No W2/1099/Tax Returns needed
-
Qualify using bank statements, or liquid asset accounts such as investment accounts or rental income from subject property without tenants
-
Up to 80% LTV
-
Min. 620 FICO
-
Foreign Nationals welcomed
Conventional Investor - Purchase or Refi
-
W2 or 1099
-
2 Years tax returns
-
Min. 620 FICO
-
Up to 85% LTV
-
No Mortgage Insurance starting at 15% down
-
Exclusive TRAC - SAVE THOUSANDS on Title Policy
Term and Payment Options
-
FLEX Term up to 40yr amortization
-
Discount available with Pre-Payment Locks
-
Temporary Buydowns – Graduated Payments up to 5 years of discounts
-
Interest Only Available
-
Fixed or Adjustable Rate Programs
Portfolio - No Income Owner
-
No W2/1099/Tax Returns needed
-
Qualify using bank statements, or liquid asset accounts such as investment accounts
-
Qualify using P&L or Written VOE
-
Up to 80% LTV
-
Min. 620 FICO
-
Foreign Nationals welcomed
Commercial Properties
-
Muti-family, 4+ units
-
Mixed Use
-
Hospitality
-
Self Storage
-
Industrial
-
Non Warrantable Condos
-
Short Term Rentals / ABNB
-
Bridge Loans
-
Cross Collateral / Asset Pledging
QM Lending in CA, TX, FL and DC
NQM Lending in AL, AZ, AK, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MO, NH, NJ, NM, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WI