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NQM 银行对账单

大多数房主为了较低的初始付款而获得可调整利率抵押贷款,然后通常在固定期限结束时为贷款再融资。那时,利率变得可变或可调,房主可能会再融资到另一个 ARM,固定的东西,或者直接卖掉房子。


An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high. We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The Adjustable Rate Mortgage Loan Process Here’s how our home loan process works: Complete our simple Adjustable Rate Mortgage Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs





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