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QM 海洛可

根据经验,获得固定利率贷款的资格可能比获得可调整利率贷款的资格更难。当利率较低时,固定利率贷款通常不会比增加可调整利率抵押贷款贵多少,从长远来看可能是更好的交易,因为您可以在贷款期限内锁定利率。

我们的 15 年期固定利率很低,我们的流程快速无痛

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The 15-Year Fixed Rate Mortgage Loan Process Here’s how our home loan process works: Complete our simple 15-Year Fixed Rate Mortgage Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs

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