Motto Mortgage Alpha is owned and operated by Paul H. Growing up in Orange County California, Paul watched the neighborhood transform from orchards to high-density dwellings. Realizing that most people do not have the time or expertise in structuring the best deal possible when buying a home, Paul joined the Motto Mortgage network in order to help people achieve their dreams of buying a house and homeownership with cheap mortgage rates. Your Dream, Our Expertise. Welcome home. We are licensed in the state of California with both NMLS and CFL. We are insured, bonded, and have great relationships with investors and money warehouses. Trust us when it comes to your home buying or financing needs that the mortgage experts at Motto Mortgage Alpha will work hard to get you the best rate and structure the best mortgage deal for you.